Who can participate

Any user with an active xrowdeal account in good standing may use the referral program. The separate Partner program is for approved community owners; partner and referral rewards follow different attribution rules.

• You must be at least 18 years old (or the legal age in your country) and able to enter binding agreements.
• One natural person or legitimate business entity per account—no duplicate accounts to inflate referrals.
• We may restrict or close affiliate access in sanctioned regions or where law prohibits referral rewards.

How to refer someone

After signing in, copy your personal link from the Referrals page. The invitee should open that link before creating an account so their signup is linked to your referral code.

• A valid referral code must belong to an existing xrowdeal user. You cannot use your own code or username as your referrer.
• If someone registers through an approved partner community link, partner attribution applies for that signup; a personal referral code is not used for that registration.
• Share only where you have permission. Disclose that you may earn a commission when required by law or community rules.
• Do not misrepresent xrowdeal as an investment, guaranteed-income scheme, or licensed financial institution.

When you earn

When a referred user completes a deal on xrowdeal, you may earn 5% of the escrow service fee on that deal. If you referred the buyer and separately referred the seller on the same deal, you may receive a commission for each side when the deal is completed successfully.

• Commissions are created when the underlying deal reaches a completed status through our normal escrow flow.
• Commission status (pending or available) is shown on your Referrals page.
• Lifetime earned on your dashboard reflects referral commissions that have unlocked—not every pending line item.
• If a deal is canceled, disputed, or reversed, related commissions may be withheld, reversed, or never created.

Wallet & withdrawals

Referral and partner earnings are held in your affiliate wallet until you request a withdrawal.

• Minimum withdrawal: 10.00 USDT (current minimum; always confirmed on the wallet page).
• You must provide accurate payout details for the method you select. Payout method fees may apply.
• Withdrawal requests are reviewed before funds are sent. We may approve, reject, or request more information.
• Rejected withdrawals return the requested amount to your available affiliate balance.
• Only withdraw to accounts and wallets you own or are authorized to use.

Fair promotion

We expect honest marketing that brings real users who intend to use escrow responsibly.

• Describe xrowdeal accurately: USDT escrow for peer-to-peer deals, with fees and hold periods as published.
• Do not spam, scrape contact lists, or send unsolicited bulk messages where prohibited.
• Do not create fake reviews, inflated metrics, or misleading screenshots of earnings.
• Respect intellectual property and trademark rules when using xrowdeal branding.

Prohibited conduct

The following examples (not a complete list) can void commissions and lead to account action:

• Self-referral or referring accounts you control (including family or business aliases used only for rewards).
• Fake or circular activity—deals created mainly to generate referral or partner payouts without genuine trade purpose.
• False identity, stolen accounts, or impersonation during signup or payout.
• Abuse of the platform, including chargeback patterns, escrow circumvention, or exploiting errors instead of reporting them.
• Illegal goods or services promoted through your referral or partner channels.

Enforcement

Depending on the situation, we may take one or more of the following steps:

1. Place a temporary hold on pending affiliate balances while we review activity.
2. Reverse commissions that were paid in error or tied to prohibited conduct.
3. Suspend referral links, partner tools, or withdrawals during an investigation.
4. Permanently terminate accounts for serious or repeated violations.

We may also act under our broader policies for fraud, sanctions, legal process, or escrow disputes. Commission amounts linked to affected deals may be adjusted to match the final outcome of those deals.

Updates

xrowdeal may change commission rates, bonus amounts, hold periods, minimum withdrawals, or these rules. Updated terms apply to new activity after they are published. Continued use of referral or partner links after an update means you accept the revised rules for future earnings.

Current rates are summarized on the program overview. In case of conflict, the Terms of service control.